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Bloggers should communicate their personal opinions

I do not recall anyone having ever informed me that they disagree with me on some issue and that they therefore will unsubscribe from my blog(*). Yet, it is something I see from time to time on large blogs. (*) Perhaps my blog is too small. It seems that there is a common sentiment or


Why the unemployed don’t work

As I understand it, there’s quite a bit of (unproductive) work involved with being unemployed such as filing papers, taking courses, and passing around papers between various agencies. In the Keynesian analogue, being an “Associate Unemployed” is like being a temp government worker that fills the holes that the people working inside the social transfer


How to light a wood stove

Every solution is the sum of time, money, and skills (economists read: labor, capital and entrepreneurial skills). For instance one can compensate a lack of skills with time. For instance, a skilled person does the job faster than an unskilled person. I learned this the hard way when I spent 30+ hours doing a joint


How to light a wood stove

Every solution is the sum of time, money, and skills (economists read: labor, capital and entrepreneurial skills). For instance one can compensate a lack of skills with time. For instance, a skilled person does the job faster than an unskilled person. I learned this the hard way when I spent 30+ hours doing a joint


The engineering triangle of financial independence

The engineering triangle is a constraint model that says that for any project you wish to design, you can pick any two of the following but only two: cheap, fast, good. It is widely applicable. This means, that if you want cheap and fast, it’s not going to be good. If you want cheap and


The engineering triangle of financial independence

The engineering triangle is a constraint model that says that for any project you wish to design, you can pick any two of the following but only two: cheap, fast, good. It is widely applicable. This means, that if you want cheap and fast, it’s not going to be good. If you want cheap and


The three things I did right (and so can you)

Humans have this wonderful capacity for making a simple thing wonderfully complicated (and typically charging for the process). For instance, consider the diet industry with its huge selection of various methods to lose weight or gain weight with complicated rules or formulae, like not partaking in the eating hotdogs on a Thursday, down to the


Sympathetic magic and the church of positive thinking

Magical thinking is the cognitive mistake of confusing correlation with causation. It is a very common mistake and is due to a lack of critical thinking. A person is particular prone to this mistake if he is incapable of thinking “statistically”. To think statistically one must be able to reason alternative scenarios leading to alternative


Cooking for 6 days in 30 minutes for less than $4

These are the instructions, I mean recipe, for what I ate 90% of the time when I was in grad school. It is a healthier alternative to ramen and it takes no time to do (the 30 minutes includes the time needed to clean up). We are going to cook two different meals at the


Guest post: ERE explained! – Part 2

…read Part 1 here. Next we come to the issue of semantics. That said, one of the big issues with people new to ER(E) is the word “retirement”. In its broad sense, it has come to mean “put out to pasture”. And people who have this notion of retirement (pretty much everyone, really) will certainly


RV vs. apartment

We just came back from one week’s vacation at the in-laws, so now I need a vacation. I always seem to need some time to recover after the bustling activity of family gettogethers. Anyway, staying in an 2.5 bedroom apartment for the first time since we moved into the RV allowed me to make some


RV vs. apartment

We just came back from one week’s vacation at the in-laws, so now I need a vacation. I always seem to need some time to recover after the bustling activity of family gettogethers. Anyway, staying in an 2.5 bedroom apartment for the first time since we moved into the RV allowed me to make some


Angry people, insults, frugal lifestyles, and the poor

Disclaimer: Regular readers know that I’m no stickler for political correctness. I won’t say “he or she” or use other literary tongue-twister to point out what should be obvious. I won’t say “challenged” instead of “lacking”. I won’t say “developing” instead of “undeveloped”. I won’t point out obvious things like nearly every rule has exceptions.


Is it not strange that …

… modern culture does not seem to value individual independence of thought yet it values individual comfort. Conversely, collective thought (an oxymoron really) is valued whereas few care about collective comfort. Actually it is both strange and quite sad. It begets the question whether this preference is evolutionarily determined or conditioned by culture. One thing


How to remove rust using things from your garage only

Earlier I showed how to remove rust using kitchen utensils. This works great for relatively flat areas, but it can be a pain for things with intricate corners and crevices, like nuts and bolts. Today, I’m going to show you how to use stuff from your garage(*). (*) If you don’t know where that is,


How to remove rust using things from your garage only

Earlier I showed how to remove rust using kitchen utensils. This works great for relatively flat areas, but it can be a pain for things with intricate corners and crevices, like nuts and bolts. Today, I’m going to show you how to use stuff from your garage(*). (*) If you don’t know where that is,


Physiological advantages

I have noticed that there are some things which I [can] do without really being aware that it is not normal not to have these advantages—kinda like presuming that everybody knows the multiplication table: Quick after me 5*9, 8*7, 6*9, 5*8, 9*7. When in fact this is not normal. For instance, I have a high


Rice, lentils, and bacon recipe

This is an easy to cook dish which tastes great because it contains bacon (well, duh!). Obviously, it should not be repeated too often because it contains bacon (well, duh!). You need: Rice (strictly speaking, you don’t need this) Green lentils (I prefer green lentils because they hold their shape better for this, but other


Big on methods, poor on fundamentals.

There is an abundant swath of personal finance tools, 10 step programs, weight loss programs, etc. that are all intended to fix our problems. This country is HUGE on methods but poor on fundamentals. To beat obesity, you’ve got to consume less and burn more. There is no alternative. And to do that, you’ve got


How do I get my spouse to go along with my frugal plans?

So you have joined the ranks of enlightened people, who want to retire early, move to another country, or redesign their lifestyle, and now you want your spouse or partner to go along with it? Not so fast! While winning friends is easy, influencing people is a lot harder, but it can be done. I


Never do things for their own sake

I have a very hard time doing things for their own sake. If I want to learn a programming language, I will get very little done if the strategy mainly involves reading the textbook and doing the exercises. I feel like I am wasting my time—this is probably why I have “issues” with the way


DIY improvisation of a patio table

This table was built out of a form I made to fiberglass up a new shower pan, hence the curious shape. The table top is therefore an exact copy of our shower—in case you were curious, now you know. The legs are from a potato tower. They are mortised together with 1x1s, also from the


One man’s meat is another man’s poison

Ha! You probably thought this was about vegetarianism, but it isn’t. I recently got a pingback from a Brazen Careerist post on her opinion on bad job advice lobbing me in with the baby boomers. Crickey! I thought I was older than that. Actually, I’m only 33 and so at the edge between Generations X


Post-materialism and post-productivity

The world is rife with memes and few seem to be aware of where these ideas are coming from, specifically why they are what they are. Once upon a time, productivity coupled with science, engineering, and industry increased the quality of life for those that were engaged in it(*). Not grasping the context, productivity, for


The frugal century

First some nomenclature: A century is 100 miles on a bicycle. It  is something serious cyclists would maybe call a long ride, but which weekend warriors have elevated to event status as a testament to the fact that in our culture doing things with other people somehow validates crazy behavior. In case you want to


The frugal century

First some nomenclature: A century is 100 miles on a bicycle. It  is something serious cyclists would maybe call a long ride, but which weekend warriors have elevated to event status as a testament to the fact that in our culture doing things with other people somehow validates crazy behavior. In case you want to


Speeding and transportation

For short distances, speeding simply doesn’t make sense. Going 20% faster might feel like a big deal, but arriving 20% early on a trip that takes 15 minutes; that’s only three minutes. Consider these times to reach my dojo, which is about 3 miles away Walking: 45 minutes Running: 25 minutes Biking: 15 minutes Driving:


Two different roads to comfort

There are two different ways to achieve comfort. Comfort is one, if not the prime value of utility or satisfaction, and so it is wise to study ways to achieve this comfort. The first way is external (and by deduction, the second way is internal, obviously). Striving for comfort by external means has become the


Why Are So Many Foreign Investors Eying Canadian Land Right Now?

Canada is known for many things. Cold weather. Ice hockey. Mounties. Beavers. Maple syrup. Investment property? Yep. Canada is a surprisingly attractive target for foreign real estate investors. Whether they’re seeking land for sale Ontario or high-rise Vancouver condos with multimillion-dollar views, this vast northern country doesn’t disappoint. Let’s take a closer look at why… [Read More]


The first step out of consumerism

For someone addicted to buying stuff as a source of satisfaction going cold turkey on the buying habit, like I did, is not recommended. Indeed, you either need a strong will or a great support network. Instead I think a solution which works brilliantly as a first step is to buy all your things used(*).


London: Is It Too Expensive For New Businesses?

The allure of London is strong for anyone who’s grown up in the sticks, those places where a cover band in the local pub is about as close to cosmopolitanism as they’ll ever get. To a lot of people  outside of major cities, London is a capital filled with bright lights, glittering careers in the… [Read More]


London: Is It Too Expensive For New Businesses?

The allure of London is strong for anyone who’s grown up in the sticks, those places where a cover band in the local pub is about as close to cosmopolitanism as they’ll ever get. To a lot of people  outside of major cities, London is a capital filled with bright lights, glittering careers in the… [Read More]


Top Reasons Small to Medium Enterprises Should Invest in Software

Software isn’t just for large organisations; as technology becomes the critical path through which most financial and strategic decisions are made, investing in software can help to accelerate growth and promote good performance. SMEs may not have the resources of larger organisations, but there are still ways in which they can streamline processes, save money… [Read More]


Top Reasons Small to Medium Enterprises Should Invest in Software

Software isn’t just for large organisations; as technology becomes the critical path through which most financial and strategic decisions are made, investing in software can help to accelerate growth and promote good performance. SMEs may not have the resources of larger organisations, but there are still ways in which they can streamline processes, save money… [Read More]


Top Reasons Small to Medium Enterprises Should Invest in Software

Software isn’t just for large organisations; as technology becomes the critical path through which most financial and strategic decisions are made, investing in software can help to accelerate growth and promote good performance. SMEs may not have the resources of larger organisations, but there are still ways in which they can streamline processes, save money… [Read More]


What to Ask Before Getting a Lawsuit Settlement Loan?

For those people who find themselves financially stressed in the middle of a costly lawsuit, a lawsuit settlement loan can be a great lifeline. They will be able to finance their lawsuit, and take care of their personal expenses. Since they are relieved of their financial problems, they will be able to wait, even for… [Read More]


Find Success in the Markets by Understanding Currency Pairs

Currency pairs are a subject that definitely get the most questions, according to Forex experts. Those new to the world of Forex trading may be often confused by all of the talk about indicators, candlesticks or technical analysis when really, they need to get to grips with the basics of the Forex market – currency… [Read More]


What to Ask Before Getting a Lawsuit Settlement Loan?

For those people who find themselves financially stressed in the middle of a costly lawsuit, a lawsuit settlement loan can be a great lifeline. They will be able to finance their lawsuit, and take care of their personal expenses. Since they are relieved of their financial problems, they will be able to wait, even for… [Read More]


Find Success in the Markets by Understanding Currency Pairs

Currency pairs are a subject that definitely get the most questions, according to Forex experts. Those new to the world of Forex trading may be often confused by all of the talk about indicators, candlesticks or technical analysis when really, they need to get to grips with the basics of the Forex market – currency… [Read More]


How to Reduce the Risks Involved in Investing

For those seeking to increase their income or provide for their future, investing is an obvious choice, and once you have little ones to think of, creating a comfortable nest egg for them to inherit is often at the forefront of your mind. The trouble is that investing can be high-risk. Although some erroneously believe… [Read More]


Find Success in the Markets by Understanding Currency Pairs

Currency pairs are a subject that definitely get the most questions, according to Forex experts. Those new to the world of Forex trading may be often confused by all of the talk about indicators, candlesticks or technical analysis when really, they need to get to grips with the basics of the Forex market – currency… [Read More]


How to Reduce the Risks Involved in Investing

For those seeking to increase their income or provide for their future, investing is an obvious choice, and once you have little ones to think of, creating a comfortable nest egg for them to inherit is often at the forefront of your mind. The trouble is that investing can be high-risk. Although some erroneously believe… [Read More]


Data Breaches in 2016 Will Probably Break the Record

Even though 2015 is still the record year for data breaches, it seems 2016 may surpass 2015’s numbers. In 2015, there were exactly 3,930 data breaches reported. In the first quarter of 2016, data breaches were 6% higher than in the previous year during the same time frame. By mid-April, this number had risen to… [Read More]


How to Reduce the Risks Involved in Investing

For those seeking to increase their income or provide for their future, investing is an obvious choice, and once you have little ones to think of, creating a comfortable nest egg for them to inherit is often at the forefront of your mind. The trouble is that investing can be high-risk. Although some erroneously believe… [Read More]


Data Breaches in 2016 Will Probably Break the Record

Even though 2015 is still the record year for data breaches, it seems 2016 may surpass 2015’s numbers. In 2015, there were exactly 3,930 data breaches reported. In the first quarter of 2016, data breaches were 6% higher than in the previous year during the same time frame. By mid-April, this number had risen to… [Read More]


The New Canada Child Benefit has Arrived!

Here’s hoping that it will be a boost for RESPs. Pop a Valium and listen up. Paying for your kid’s post-secondary education is going to be really, really expensive.  I have a 6 year old so I think about this a lot.  Tuition and books will run you about $7,000 today.  But when you add… [Read More]


Data Breaches in 2016 Will Probably Break the Record

Even though 2015 is still the record year for data breaches, it seems 2016 may surpass 2015’s numbers. In 2015, there were exactly 3,930 data breaches reported. In the first quarter of 2016, data breaches were 6% higher than in the previous year during the same time frame. By mid-April, this number had risen to… [Read More]


The New Canada Child Benefit has Arrived!

Here’s hoping that it will be a boost for RESPs. Pop a Valium and listen up. Paying for your kid’s post-secondary education is going to be really, really expensive.  I have a 6 year old so I think about this a lot.  Tuition and books will run you about $7,000 today.  But when you add… [Read More]


The New Canada Child Benefit has Arrived!

Here’s hoping that it will be a boost for RESPs. Pop a Valium and listen up. Paying for your kid’s post-secondary education is going to be really, really expensive.  I have a 6 year old so I think about this a lot.  Tuition and books will run you about $7,000 today.  But when you add… [Read More]


Lifelong Fitness Tips

Have you decided it’s time to get off the couch? Good for you. The first step is to make a plan. Any fitness and healthy lifestyle plan should be simple, attainable and most of all sustainable. Nothing will happen overnight and nothing will happen without a serious commitment. The lifelong benefits will more than outweigh… [Read More]

why you need to get on Two Wheels with a Scooter

3 Impressive Reasons why you need to get on Two Wheels with a Scooterriding a scooter

Do you spend most of your day commuting locally trying to get through the bustling city traffic? Then you have probably noticed that driving is not really doing much for you in terms of saving time and money. Shift your focus to something a little more agile, cost friendly and easy to maneuver around any busy street, the scooter. Here are a couple of reasons why you should trade in your four wheels for two in the city.

Saves you money

Nine times out of 10, a scooter is the best money saving decision you could make. You can save money from road tax, petrol and even toll charges. Most scooters are usually around 150cc in engine size meaning you will pay the lowest road tax rate on this vehicle as compared to vehicles with much larger engines. Vespa scooters are also economical on fuel. A scooter can give you up to seventy miles per gallon of gas, nothing compared to what vehicles run on. Although new vehicle models are working on better fuel economy, the best you can get is around fifty-five miles per gallon. Besides saving money on tax and fuel, you can also avoid paying parking costs and find parking easily anywhere in the city.

Carrying capacity

Are you worried about where all the stuff in your back seat will go on the scooter? Scooters have a lot of under seat carrying capacity for your groceries and shopping. Scooters can also be fitted with a rack or top box to offer more carrying space. You can also carry a passenger on your scooter, if carpooling is your thing that is.

Save time

First, scooters are extremely easy to learn how to ride compared to motorcycles. With Piaggio scooters, you do not have to operate a clutch or change any gears. You will move from a novice to a pro in just a couple of hours. Once you learn how to ride the scooter, you will find it extremely easy to maneuver through traffic-congested streets. It has small wheels and lightweight that allows it to turn faster. If you have many errands to run around town, you can easy dart across the city regardless of the state of traffic. You can park right up the entrance of the building; you do not need to circle round the block looking for parking space. There are a number of Vespa dealers London if you are looking to buy a new scooter if you live in the capital.And of course, you don’t need to buy brand new either. Second hand or used scooters that have been maintained and looked after are very reasonably priced and a lot cheaper to maintain than a car.


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